Lowest Risk ETF’s

MONY-Cash ETF

MONY attempts to provide a return that exceeds the Australian Reserve Bank Cash Rate. Low risk with regular income.

Category: Cash
Historic Return: 1.58%
How Risky? : 1 Very Low Risk

Risk vs Return

BILL-Core Cash ETF

Very low risk investment with regular income. Like a savings account.

Category: Cash
Historic Return: 1.78%
How Risky? : 1 Very Low Risk

Risk vs Return

ISEC-Enhanced Cash ETF

This fund attempts to provide a yield that is better than the straight Australian cash yield by buying higher yielding securities, still low risk.

Category: Cash
Historic Return: 1.94%
How Risky? : 1 Very Low Risk

Risk vs Return

AAA-High Interest Cash

Seeks a return similar to a 30 day term deposit rate. Low risk savings type investment.

Category: Cash
Historic Return: 3.39%
How Risky? : 1 Very Low Risk

Risk vs Return

QPON-Australian Bank Senior Floating Rate Bond ETF

Invests in Australian Bank Floating Rate Note bonds. These bonds pay a regular coupon that varies with interest rates, so as interest rates go up so does your coupon.

Category: Australian Fixed Income
Historic Return: 2.96%
How Risky? : 1 Very Low Risk

Risk vs Return

FLOT-Australian Floating Rate ETF

Invests in a portfolio of floating rate notes so the returns you get vary with inflation. A good safe place to be if you think interest rates are going up.

Category: Australian Fixed Income
Historic Return: 2.08%
How Risky? : 1 Very Low Risk

Risk vs Return

BNDS-Legg Mason Australian Bond Fund (Managed Fund)

Actively managed Australian bond fund.

Category: Australian Fixed Income
Historic Return: 10.43%
How Risky? : 1 Very Low Risk

Risk vs Return

HBRD-Active Australian Hybrids Fund (Managed Fund)

HBRD invests in "hybrid" securities which are a bit like corporate bonds and a bit like shares. Should return more than fixed income and less than shares.

Category: Australian Fixed Income
Historic Return: 2.90%
How Risky? : 1 Very Low Risk

Risk vs Return

VEFI-Ethically Conscious Global Aggregate Bond Index Hedged

Global bond fund that does not invest in fossil fuels, vice or weapons. Ex Australia.

Category: Global Fixed Income
Historic Return: 5.99%
How Risky? : 1 Very Low Risk

Risk vs Return

VBND-Global Aggregate Bond Index (Hedged) ETF

Invests globally in any fixed rate security issued by an entity that is at least investment grade, so Governments, Gov't entities, corporates and securitised assets. No currency risk.

Category: Global Fixed Income
Historic Return: 2.56%
How Risky? : 1 Very Low Risk

Risk vs Return

PLUS-Australian Corporate Bond Plus ETF

Invests in the highest yielding investment grade Australian corporate bonds it can find. Thats debt issued by big Australian companies that pays a better yield than government bonds.

Category: Australian Fixed Income
Historic Return: 3.87%
How Risky? : 1 Very Low Risk

Risk vs Return

VACF-Australian Corporate Fixed Interest Index Fund

Diversified exposure to the Australian investment grade corporate bond market. Mostly Australian and international banks.

Category: Australian Fixed Income
Historic Return: 3.26%
How Risky? : 1 Very Low Risk

Risk vs Return

CRED-Australian Investment Grade Corporate Bond

Up to 35 Australian investment grade corporate bonds chosen for expected excess returns.

Category: Australian Fixed Income
Historic Return: 6.67%
How Risky? : 1 Very Low Risk

Risk vs Return

VDCO-Diversified Conservative Index

Conservative portfolio that invests in other ETF's so you dont have to.

Category: International Shares
Historic Return: 3.53%
How Risky? : 1 Very Low Risk

Risk vs Return

BOND-ASX Australian Bond Fund

Invests in Government, semi Government and corporate bonds. Low risk, regular income savings product.

Category: Australian Fixed Income
Historic Return: 3.48%
How Risky? : 1 Very Low Risk

Risk vs Return

GOVT-ASX Australian Government Bond Fund

GOVT invests in Australian Government and semi Government bonds to give you a stable income stream.

Category: Australian Fixed Income
Historic Return: 3.02%
How Risky? : 1 Very Low Risk

Risk vs Return

VAF-Australian Fixed Interest Index

VAF invests in income generating assets including Government and semi bonds and investment grade corporate bonds. Low risk income.

Category: Australian Fixed Income
Historic Return: 2.56%
How Risky? : 1 Very Low Risk

Risk vs Return

RSM-Russell Australian Semi-Government Bond ETF

This ETF invests in semi gov't bonds, so mainly state government credit. Slightly more risky than governement bonds but still low risk income and better return.

Category: Australian Fixed Income
Historic Return: 2.35%
How Risky? : 1 Very Low Risk

Risk vs Return

IAF-Core Composite Bond ETF

Invests in investment grade Australian corporate debt. Stable income.

Category: Australian Fixed Income
Historic Return: 3.14%
How Risky? : 1 Very Low Risk

Risk vs Return

VGB-Australian Government Bond Index ETF

Buys bonds issued by the Australian federal and state governments and agencies. Stable income.

Category: Australian Fixed Income
Historic Return: 2.67%
How Risky? : 1 Very Low Risk

Risk vs Return

XARO-Ardea Real Outcome Bond Fund (Managed Fund)

Uses primarily Government bonds to create a return in excess of inflation. Actively managed.

Category: Australian Fixed Income
Historic Return: -0.84%
How Risky? : 2 Low Risk

Risk vs Return

RGB-Australian Government Bond ETF

Invests in Australian Government Bonds usually 5 to 10 year duration. Low risk income.

Category: Australian Fixed Income
Historic Return: 2.71%
How Risky? : 2 Low Risk

Risk vs Return

IGB-Treasury ETF

IGB invests in Australian Treasury Bonds to provide a stable government backed income stream.

Category: Australian Fixed Income
Historic Return: 2.51%
How Risky? : 2 Low Risk

Risk vs Return

VCF-International Credit Securities Index (Hedged) ETF

Diversified basket of global credit securities issued by entities rated at least investment grade. No currency risk.

Category: Global Fixed Income
Historic Return: 1.36%
How Risky? : 2 Low Risk

Risk vs Return

IHCB-Core Global Corporate Bond (AUD Hedged) ETF

Invests globally in investment grade corporate bonds. No currency risk.

Category: Global Fixed Income
Historic Return: 4.54%
How Risky? : 2 Low Risk

Risk vs Return

VDBA-Diversified Balanced Index

Balanced Portfolio that invests in other ETF's so you dont have to

Category: International Shares
Historic Return: 4.50%
How Risky? : 2 Low Risk

Risk vs Return

RCB-Australian Select Corporate Bond ETF

Invests in Australian corporate bonds of investment grade and a duration of less than 5 years. Low Risk income.

Category: Australian Fixed Income
Historic Return: 2.58%
How Risky? : 2 Low Risk

Risk vs Return

VIF-International Fixed Interest Index (Hedged) ETF

Diversified international portfolio of fixed rate securities at least investment grade including Government and corporate entities. No currency risk.

Category: Global Fixed Income
Historic Return: 1.52%
How Risky? : 2 Low Risk

Risk vs Return

IHEB-Emerging Markets Bond (AUD Hedged) ETF

This fund buys bonds issued in US$ by emerging markets governments and "quasi" government entities. Risks and returns are expected to be higher. No currency risk.

Category: Global Fixed Income
Historic Return: 5.93%
How Risky? : 2 Low Risk

Risk vs Return

GROW-Real Return Fund (Managed Fund)

The fund aims at producing real returns of 5% above inflation by actively managing a diverse portfolio. Invests in shares and fixed income in Australia and globally.

Category: International Shares
Historic Return: 3.67%
How Risky? : 2 Low Risk

Risk vs Return

IHHY-Global High Yield Bond (AUD Hedged) ETF

Invests globally in high yield corporate bonds, some of the bonds are rated below investment grade which is why the yield is higher and so is the risk.

Category: Global Fixed Income
Historic Return: 7.43%
How Risky? : 2 Low Risk

Risk vs Return

ILB-Government Inflation ETF

ILB should move up or down in line with inflation. Invests in inflation linked securities whose coupon is determined by the inflation rate.

Category: Australian Fixed Income
Historic Return: 3.36%
How Risky? : 2 Low Risk

Risk vs Return

VDGR-Diversified Growth Index

Growth Portfolio that invests in other ETF's so you don't have to

Category: International Shares
Historic Return: 5.05%
How Risky? : 2 Low Risk

Risk vs Return

VMIN-Global Minimum Volatility Active

Invests in global shares and tries to build capital appreciation with a lower risk profile

Category: International Shares
Historic Return: 5.69%
How Risky? : 2 Low Risk

Risk vs Return

AUST-Managed Risk Australian Share Fund (Managed Fund)

Diversified Australian share portfolio which aims to reduce volatility or risk, so it might not go up as much as others but should be defensive.

Category: Australian Shares
Historic Return: 5.25%
How Risky? : 2 Low Risk

Risk vs Return

DMKT-Dynamic Markets Fund (Hedge Fund)

This actively managed fund aims to return 4.5% above inflation over 5 years by buying into under-priced opportunities, and selling out of overpriced situations. May use derivatives.

Category: International Shares
Historic Return: 0.40%
How Risky? : 2 Low Risk

Risk vs Return

WVOL-Edge MSCI World Minimum Volatility ETF

Invests in companies in the developed world that display lower volatility than average. USA, Canada, Japan, Australia.

Category: International Shares
Historic Return: 12.34%
How Risky? : 2 Low Risk

Risk vs Return

EEU-Euro ETF

Tracks the change in price of the Euro relative to the Australian Dollar. For example if the Euro goes up 10% against the Aust $ then this fund is designed to go up 10% too.

Category: Currency
Historic Return: 3.65%
How Risky? : 2 Low Risk

Risk vs Return

HVST-Australian Dividend Harvester Fund (Managed Fund)

Invests in Australian companies to generate fully franked dividends (tries to double the income of the market) and also tries to reduce volatility. Higher management expenses for managing risk.

Category: Australian Shares
Historic Return: -2.84%
How Risky? : 2 Low Risk

Risk vs Return

WRLD-Managed Risk Global Share Fund (Managed Fund)

Diversified portfolio of global shares (approx 1500) weighted by size. Also uses a protection strategy using futures to reduce volatility.

Category: International Shares
Historic Return: 7.80%
How Risky? : 2 Low Risk

Risk vs Return

INCM-Global Income Leaders ETF

100 global companies that pay attractive divs - no Australian companies

Category: International Shares
Historic Return: 11.75%
How Risky? : 2 Low Risk

Risk vs Return

USD-U.S. Dollar ETF

Tracks the US$ relative to the Australian Dollar.

Category: Currency
Historic Return: 7.06%
How Risky? : 2 Low Risk

Risk vs Return

MICH-Infrastructure Fund (Currency Hedged) (Managed Fund)

The fund seeks to offer the stable returns from global infrastructure assets while providing some protection against adverse currency movements.

Category: International Shares
Historic Return: 8.51%
How Risky? : 2 Low Risk

Risk vs Return

CORE-Global Core Infrastructure ETF

75 of the least volatile global infrastructure shares. Includes Telecom, Energy and Water companies.

Category: International Shares
Historic Return: 11.88%
How Risky? : 2 Low Risk

Risk vs Return

ZUSD-Physical US Dollar ETF

Provides the performance of the US Dollar relative to the Australian Dollar.

Category: Currency
Historic Return: 3.26%
How Risky? : 2 Low Risk

Risk vs Return

RINC-Legg Mason Real Income Fund

Actively managed RINC holds shares with real assets like property or infrastructure and aims to generate income from a diversified portfolio.

Category: Australian Shares
Historic Return: 13.17%
How Risky? : 2 Low Risk

Risk vs Return

POU-British Pound ETF

Gives you the performance of the British Pound relative to the Australian Dollar.

Category: Currency
Historic Return: 3.19%
How Risky? : 2 Low Risk

Risk vs Return

VDHG-Diversified High Growth Index

High Growth Portfolio that invests in other ETF's so you don't have to

Category: International Shares
Historic Return: 5.94%
How Risky? : 2 Low Risk

Risk vs Return

FEMX-Global Emerging Markets Fund

Small portfolio of 30 to 50 stock in emerging economies focussed on good corporate governance.

Category: International Shares
Historic Return: 28.49%
How Risky? : 2 Low Risk

Risk vs Return

MVOL-Edge MSCI Australia Minimum Volatility ETF

Diversified Portfolio of Australian shares that tries to have lower than average volatility or risk.

Category: Australian Shares
Historic Return: 11.45%
How Risky? : 5 Very Risky

Risk vs Return

EINC-Legg Mason Equity Income Fund

Actively managed portfolio that buys Australian shares which pay dividends to provide a stable diversified income stream

Category: Australian Shares
Historic Return: -0.17%
How Risky? : 2 Low Risk

Risk vs Return

AUMF-Edge MSCI Australia Multifactor ETF

Diversified Australian portfolio targeting, quality, value, size and momentum factors. Rules based multifactor strategy.

Category: Australian Shares
Historic Return: 13.60%
How Risky? : 3 Moderate Risk

Risk vs Return

FAIR-Australian Sustainability Leaders

Diversified Australian Portfolio that really screens for undesirable elements so no payday lending co's, no fossil fuels, must have board level gender equality etc etc.

Category: Australian Shares
Historic Return: 7.24%
How Risky? : 2 Low Risk

Risk vs Return

INIF-Australian Equity Income Fund

Focused on generating income and a bit of growth, by investing in cash rich businesses that will produce dividends in the future. Income but not bank heavy.

Category: Australian Shares
Historic Return: -8.49%
How Risky? : 2 Low Risk

Risk vs Return

FDIV-ASX Franked Dividend ETF

Diversified portfolio of Australian companies that have paid 100% franked dividends in the last two years.

Category: Australian Shares
Historic Return: 2.66%
How Risky? : 4 Risky

Risk vs Return

IWLD-Core MSCI World All Cap ETF

Very Diversified developed markets equity fund. No currency hedge. Low cost.

Category: International Shares
Historic Return: 13.01%
How Risky? : 2 Low Risk

Risk vs Return

IFRA-FTSE Global Infrastructure (Hedged) ETF

Invests in Developed Markets Infrastructure assets. Countries include USA, Canada, Australia and Spain. Infrastructure includes toll roads, electric utilities etc and should provide stable income.

Category: International Shares
Historic Return: 10.05%
How Risky? : 2 Low Risk

Risk vs Return

ESGI-International Sustainable Equity

Portfolio of international shares that exclude any companies that dont meet socially responsible guidlines

Category: International Shares
Historic Return: 5.03%
How Risky? : 3 Moderate Risk

Risk vs Return

SWTZ-Dividend Growth Fund (Managed Fund)

Managed fund, aims to provide franked dividends and capital growth by investing in blue chip Aussie shares.

Category: Australian Shares
Historic Return: 5.72%
How Risky? : 2 Low Risk

Risk vs Return

QMIX-MSCI World Quality Mix Fund

This ETF builds a portfolio on 3 factors, low volatility, quality and size. 60% US shares, 10% Japan and 6% UK. Microsoft, Apple, Johnson and Johnson.

Category: International Shares
Historic Return: 10.92%
How Risky? : 4 Risky

Risk vs Return

WDMF-Edge MSCI World Multifactor ETF

Holds a portfolio of developed market stocks that score well on four factors: quality, value, size, momentum.

Category: International Shares
Historic Return: 14.36%
How Risky? : 3 Moderate Risk

Risk vs Return

EIGA-Income Generator Fund (Managed Fund)

The aim is to provide investors with attractive tax effective income paid monthly. Targets 5% p.a. dividends plus 2% Franking income.

Category: Australian Shares
Historic Return: 0.99%
How Risky? : 2 Low Risk

Risk vs Return

A200-Australian 200

Gives you the performance of the largest 200 companies listed in Australia. A well diversified proxy for the market.

Category: Australian Shares
Historic Return: 4.88%
How Risky? : 3 Moderate Risk

Risk vs Return

IHWL-Core MSCI World All Cap AUD Hedged ETF

Invests in Developed Markets companies large and small. Very diversified, and hedged in A$. Low cost.

Category: International Shares
Historic Return: 13.16%
How Risky? : 4 Risky

Risk vs Return

PMGOLD-Mint Gold

Structured like a call option which gives you the right to buy Gold from the Perth Mint. Should trade in line with the gold price.

Category: Commodity
Historic Return: 3.82%
How Risky? : 3 Moderate Risk

Risk vs Return

RENT-Global Property Securities Fund (Managed Fund)

Managed portfolio of real estate and real estate trusts around the world.

Category: Global Property
Historic Return: 3.88%
How Risky? : 4 Risky

Risk vs Return

VBLD-Vanguard Global Infrastructure Index

Global Infrastructure fund, roads, bridges and power generators.

Category: International Shares
Historic Return: 19.09%
How Risky? : 3 Moderate Risk

Risk vs Return

IXI-Global Consumer Staples ETF

Portfolio of global shares in the consumer staples sector. Think Nestle, Coca Cola, Phillip Morris etc.

Category: International Shares
Historic Return: 13.75%
How Risky? : 2 Low Risk

Risk vs Return

DIV-Morningstar Australia Dividend Yield ETF

Holds high quality Australian companies with good financial health and an ability to sustain above average dividends.

Category: Australian Shares
Historic Return: 5.72%
How Risky? : 5 Very Risky

Risk vs Return

UBW-MSCI World ex Australia Ethical ETF

Diversified portfolio of more than 1500 companies from around the world (not Australia). No "controversial" weapons and no tobacco. 60% US, 9% Japan, 6.4% UK.

Category: International Shares
Historic Return: 9.23%
How Risky? : 3 Moderate Risk

Risk vs Return

QLTY-Global Quality Leaders

15o International companies ranked highest for 'quality'. High return on equity and low debt. Walt Disney is the biggest holding. Heavy on IT companies and US companies.

Category: International Shares
Historic Return: 13.65%
How Risky? : 2 Low Risk

Risk vs Return

YMAX-Australian Top 20 Equity Yield Maximiser Fund

Holds top 20 companies in Australia and then sells call options to maximise the income from the portfolio and reduce volatility.

Category: Australian Shares
Historic Return: 5.39%
How Risky? : 3 Moderate Risk

Risk vs Return

FOOD-Global Agriculture Companies ETF - Currency Hedged

Invests in global Agricultural companies (not in Australia) including packaged foods, farm machinery, chemicals and lots more. Biggest holding is Deere and Co.

Category: International Shares
Historic Return: 8.79%
How Risky? : 4 Risky

Risk vs Return

VEU-All-World EX US Shares Index

VEU provides exposure to some of the largest companies in the developed and emerging world outside the US. With over 2500 holdings its pretty diverse.

Category: International Shares
Historic Return: 10.95%
How Risky? : 3 Moderate Risk

Risk vs Return

ZYUS-S&P 500 High Yield Low Volatility ETF

50 big US companies paying better than average dividends also targets diversity, low risk and liquidity (easy to buy and sell).

Category: International Shares
Historic Return: 17.15%
How Risky? : 3 Moderate Risk

Risk vs Return

RARI-Australian Responsible Investment ETF

A diversified high dividend fund with a social conscience. Screened for environmental, social and governance factors.

Category: Australian Shares
Historic Return: 5.38%
How Risky? : 5 Very Risky

Risk vs Return

VAE-FTSE Asia Ex-Japan Shares index

This one invests in Asian companies but not Japan or Australia or NZ. No currency hedging. Holds about 800 stocks in China, Korea, Taiwan and more.

Category: International Shares
Historic Return: 11.92%
How Risky? : 3 Moderate Risk

Risk vs Return

STW-The ASX 200 Fund

STW invests in the top 200 companies in Australia. It tracks the ASX200 index closely with low costs. Diversified core exposure.

Category: Australian Shares
Historic Return: 9.28%
How Risky? : 3 Moderate Risk

Risk vs Return

SMLL-Australian Small Companies Select Fund (managed fund)

Portfolio of smaller Australian companies typically in the 100 to 350 rank range. Usually holds between 50 to 100 stocks. Aims to outperform the small ordinaries index.

Category: Australian Shares
Historic Return: 9.49%
How Risky? : 3 Moderate Risk

Risk vs Return

VGS-MSCI Index International Series

This ETF holds more than 1500 companies from developed economies but not Australia. Some of the largest companies globally such as Apple, Google, Amazon etc. Low cost.

Category: International Shares
Historic Return: 11.21%
How Risky? : 3 Moderate Risk

Risk vs Return

VAS-Australian Shares Index

Invests in the 300 largest companies in Australia. provide diversified share exposure at low cost. Core.

Category: Australian Shares
Historic Return: 9.78%
How Risky? : 3 Moderate Risk

Risk vs Return

IVE-MSCI EAFE ETF

Large and mid size companies from around the developed world but excludes US and Canadian shares. Not a fan of the US this might be for you.

Category: International Shares
Historic Return: 11.65%
How Risky? : 3 Moderate Risk

Risk vs Return

ETHI-Global Sustainability Leaders ETF

The 100 top global companies (ex Australia) that are considered climate change leaders eg. carbon efficient and not engaged in irresponsible activities.

Category: International Shares
Historic Return: 16.28%
How Risky? : 3 Moderate Risk

Risk vs Return

WXOZ-S&P World Ex Australia Fund

Exposure to large and mid size companies from 25 countries but not Australia. Highest weighting is to the US then Japan and to IT and Banks.

Category: International Shares
Historic Return: 15.05%
How Risky? : 3 Moderate Risk

Risk vs Return

MVW-Australian Equal Weight ETF

Diversified portfolio using rules based investing focussed on liquidity. Minimum 25 holdings equal weighted.

Category: Australian Shares
Historic Return: 10.37%
How Risky? : 3 Moderate Risk

Risk vs Return

VLC-MSCI Australian Large Companies Index

Invests in the largest companies in Australia. About 30 shares with a median market cap of A$87B.

Category: Australian Shares
Historic Return: 8.77%
How Risky? : 3 Moderate Risk

Risk vs Return

BEAR-Australian Equities Bear (Hedge Fund)

This ETF tries to make money as the market goes down. It should be protection against a falling market.

Category: Australian Shares
Historic Return: -8.44%
How Risky? : 2 Low Risk

Risk vs Return

SSO-ASX Small Ordinaries Fund

SSO invests in the 200 companies ranked by size between 100 and 300 in Australia.

Category: Australian Shares
Historic Return: 5.98%
How Risky? : 4 Risky

Risk vs Return

IOZ-Core ASX 200 ETF

Invests in the top 200 companies in Australia. That index covers about 80% of the capitalisation of the whole market.

Category: Australian Shares
Historic Return: 8.87%
How Risky? : 3 Moderate Risk

Risk vs Return

KSM-K2 Australian Small Cap Fund (Hedge Fund)

Active portfolio of Australian and NZ small companies both long and short. Tries to buy cheap.

Category: Australian Shares
Historic Return: 2.96%
How Risky? : 5 Very Risky

Risk vs Return

MHG-Global Equities Fund Currency Hedged (Managed Fund)

This managed fund buys global companies based on fundamental analysis of value overlaid with macroeconomic "insight". Actively managed with a performance fee. Currency is hedged.

Category: International Shares
Historic Return: 9.78%
How Risky? : 4 Risky

Risk vs Return

IOO-Global 100 ETF

Basically the 100 most important companies in the world. Stocks from US, UK, Germany, Switzerland. Apple is no.1. No currency hedge.

Category: International Shares
Historic Return: 15.04%
How Risky? : 3 Moderate Risk

Risk vs Return

WDIV-Global Dividend Aristocrat

Buys global companies that have increasing or stable dividends for 10 years

Category: International Shares
Historic Return: 12.23%
How Risky? : 3 Moderate Risk

Risk vs Return

UBU-MSCI USA Ethical ETF

With about 600 shares this ETF provides a diverse portfolio of US companies that excludes Tobacco or Weapons. Low cost fund.

Category: International Shares
Historic Return: 11.91%
How Risky? : 5 Very Risky

Risk vs Return

UMAX-S&P500 Yield Maximiser Fund (Managed Fund)

Holds shares in the US S&P 500 (Big stocks) and then gives up some upside by selling call options and receiving income from that. A good strategy in a market expected to go sideways.